Top 5 Challenges of Moving to Panama (and How to Overcome Them)
Panama’s warm climate, vibrant culture, and attractive residency programs have made it a top destination for retirees, remote workers, and adventurous expats. While the benefits of living here are undeniable, the transition isn’t without its challenges.
Long-term residents agree that success in Panama comes down to two things: patience and adaptability. Here’s a look at the most common hurdles—based on real-life expat experiences—and how to overcome them.
Challenge #1: The Famous “Panama Time”
One of the first cultural adjustments for newcomers is understanding “Panama Time.” Life here moves at a more relaxed pace. Meetings often start late, paperwork can take days or even weeks longer than expected, and bureaucracy doesn’t operate on tight deadlines.
One expat recalls initially feeling frustrated by the delays. The advice? Go with the flow—plan ahead, be patient, and always bring something to read or listen to while you wait. Adopting this mindset can turn what feels like wasted time into a natural part of the local rhythm.
Challenge #2: Language Barriers in Daily Life
In Panama City’s business circles, English is common. But outside of that, everyday life is in Spanish—whether it’s at the hardware store, talking to your building’s doorman, visiting a doctor, or making local friends.
Expats who arrived without Spanish skills often faced misunderstandings and frustration. The best strategy? Start learning before you move. Use apps, take online lessons, and be ready to practice daily. Locals are generally patient and appreciate foreigners making the effort.
Challenge #3: Climate and Occasional Service Interruptions
Panama’s tropical climate means heat and humidity are constant, especially in the lowlands. New arrivals often spend much of their first months indoors with the air conditioning on full blast. Over time, most learn to adapt by scheduling outdoor activities early in the morning or late in the afternoon.
Another reality is that services like the internet or electricity can occasionally go out. While not an everyday issue, it’s wise to have a backup plan—such as a hotspot for work—and a flexible attitude when it happens.
Challenge #4: Cultural and Logistical Adjustments
Every day life in Panama comes with small but noticeable differences. The driving style may feel more aggressive, public interactions might be less formal, and even paying bills or navigating the bus system can be confusing at first.
Veteran expats say the key is patience and a positive attitude. Ask questions, smile, and don’t hesitate to seek help. Panamanians are generally welcoming and willing to guide newcomers through the learning curve.
Challenge #5: Adapting to the “Kingdom of Bugs”
One surprise many newcomers don’t anticipate is the variety of insects. Mosquitoes are the most common, but ants and tiny field mites known as coloradillas can also be a nuisance, especially in rural areas.
At first, one expat found it overwhelming to always carry insect repellent. Over time, they learned to adapt: ensuring doors and windows have good screens, hiring monthly pest control services, and keeping repellents handy. With preparation, insects become a minor annoyance rather than a deal-breaker.
Other Common Challenges Expats Mention
While the above five challenges are the most frequently discussed, others worth noting include:
- Importing goods – Shipping personal items can be slow and expensive.
- Healthcare adjustments – While quality is high in private facilities, public healthcare may feel less efficient.
- Financial setup – Opening bank accounts can involve strict due diligence processes.
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Tips to Overcome These Challenges and Thrive in Panama
- Research before you move – Read expat blogs, join local forums, and connect with residents.
- Start language learning early – Even basic Spanish will open doors and make daily life easier.
- Adopt flexibility as a skill – Expect the unexpected and plan accordingly.
- Invest in comfort – Whether it’s good pest control or a reliable AC unit, small upgrades improve quality of life.
- Build a network – Fellow expats and friendly locals are your best resources for solving problems quickly.
Final Thoughts: Why the Rewards Outweigh the Difficulties
Yes, Panama presents challenges—from cultural quirks to climate adaptation—but for many expats, the rewards far surpass the inconveniences. Affordable living, friendly people, beautiful landscapes, and a strategic location make it a place worth calling home.
As one long-term resident put it:
“Patience, adaptability, and a sense of humor are your best tools in Panama. Master those, and you’ll find that the challenges become part of the charm.”